Basic Finance Quiz: Do You Know Enough About Finance?

If you want to know where you’ll be in ten years, use this basic finance quiz to figure out if you’re a mansion or a dumpster kind of guy!

We live in a world where everything is getting more expensive and fewer people are able to do things that were once taken for granted, such as buy a house.

In order to get ahead and live a comfortable life you should have, at the very least, a basic understanding of finance.

Luckily for you we’ve made this quiz, so now you can figure out whether you have work to do or if you’re a smarty-pants already!

Let’s begin!

  • Question of

    Hooray! You just inherited a fortune from that aunt you never heard of! Do you…

    • Invest most of it
    • Buy a house
    • Buy a speedboat
    • Casino, here I come!
  • Question of

    You’ve gone and got yourself some hefty credit card debt. What do you do each month?

    • Pay off as much as I possibly can
    • Pay off more than the recommended amount
    • Pay off the recommended amount
    • They’ll never catch me!
  • Question of

    Are you putting aside money for retirement?

    • Yes, a lot and regularly
    • Yes, some
    • Not as much as I’d like
    • I have nothing
  • Question of

    You have $1000 in savings, and earn 2.5% annual interest. How much do you have after 5 years?

    • $1076.89
    • $1065.36
    • $1047.66
    • $1025.25
  • Question of

    Which of these is most important to you?

    • Saving for my future
    • My credit card rating
    • Getting out of debt
    • Partying!
  • Question of

    Your laptop is looking a little dated. You…

    • Wait until it’s completely bust. No point wasting money!
    • Wait until I save a little money for it
    • Get a new one and set up a payment plan I can afford
    • Get a new one ASAP even if I have to borrow for it
  • Question of

    Your friends invite you on a night out, but you’re low on money. What do you do?

    • Stay home. Got to be responsible!
    • Let them talk you into it, you can have fun without spending lots!
    • Go! Borrow some from a pal
    • Go! put it on your credit card!
  • Question of

    It’s taxes time. What do you do?

    • I do them! It’s easy
    • Struggle, but manage
    • Pay someone else to sort it out
    • Cry
  • Question of

    Do you set a monthly budget?

    • Always, and stick to it!
    • Always, though I often go over
    • Not usually, and when I do it’s very loose
    • What’s the point?
  • Question of

    Do you always pay your bills on time?

    • Sure do!
    • I’ve fallen behind once or twice
    • I’ve fallen behind quite a few times
    • Let’s not talk about that…

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