How Well Do You Know Your Car Insurance Quiz?

Car Insurance Quiz

If you drive a vehicle in the United States, you’re legally required to have insurance for it in most states.

However, most people sign up for insurance policies without being fully prepared or knowing what they’re getting into.

If you were to ask most people if they were getting the best deal on their car insurance, they probably wouldn’t be entirely sure.

Of course, every insurance company “claim” that they have the lowest prices, but the question is- do you have the lowest prices?

Knowledge is power, though! The more you know, the better you can negotiate a good deal. Take our Car Insurance Quiz today to find out!

If you’re looking to test your financial literacy test, take a look at our Financial Life Quiz too!

  • Question of

    If a rock hit your windshield, would your insurance replace it for free?

    • If I have liability insurance
    • If it came from a construction truck
    • If I have PIP insurance
    • If I have comprehensive insurance
  • Question of

    What type of insurance costs the most?

    • Car Insurance
    • Liability Insurance
    • Full-Coverage Insurance
    • Collision Insurance
  • Question of

    At what age does your insurance rate go down?

    • After 26
    • After 21
    • After 23
    • It goes down?
  • Question of

    How do you qualify as a “safe driver?”

    • No at-fault accidents for 3 years
    • Don’t get a ticket in 3 years
    • Haven’t had a DUI in 7 years
    • All three
  • Question of

    Does the city you live in affect your monthly premium?

    • I live in the city, so it’s more expensive
    • I’m not sure
    • I think it does
    • No, it doesn’t
  • Question of

    Which of the following does comprehensive insurance cover?

    • You hit an animal and it damages your car
    • A tree fell and hit your car
    • Your engine catches fire
    • All of the above
  • Question of

    Which of the following car features can lower your premium the most?

    • Window tint
    • ABS brakes
    • Air conditioning
    • Airbags
  • Question of

    What does “PIP” mean in insurance terms?

    • Prime Ignite Press
    • Proper Insurance Policy
    • Personal Injury Protection
    • Professional Injury Protection
  • Question of

    Will full-coverage insurance pay if you purchase it after an accident?

    • Yes, it will
    • It will cover half of the costs
    • No, it won’t
    • Full-coverage will, but comprehensive will not
  • Question of

    What is GAP insurance?

    • It pays for car rentals
    • It covers accidents if you’re between insurance
    • Pays for uninsured motorists’ insurance
    • Guaranteed Asset Protection